From two leaders of the FIRE (Financial Independence Retire Early) movement a bold
contrarian guide to retiring at any age with a reproducible formula to financial independence.
A bull***t-free guide to growing your wealth retiring early and living life on your own
terms. Kristy Shen retired with a million dollars at the age of thirty-one and she did it
without hitting a home run on the stock market starting the next Snapchat in her garage or
investing in hot real estate. Learn how to cut down on spending without decreasing your quality
of life build a million-dollar portfolio fortify your investments to survive bear markets and
black-swan events and use the 4 percent rule and the Yield Shield - so you can quit the rat
race forever. Not everyone can become an entrepreneur or a real estate baron the rest of us
need Shen's mathematically proven approach to retire decades before sixty-five.