This book on fintechs shows an international comparison on a global level. It is the first book
where 10 years of financing rounds for fintechs have been analyzed for 10 different fintech
segments. It is the first book to show the Canvas business model for fintechs. Professionals
and students get a global understanding of fintechs. The case examples in the book cover Europe
the U.S. and China. Reviews of the book: FinTech is not the next 'big thing.' It is the big
thing now! FinTech is the new business model for the global financial sector offering clear
and enormous potential for vast economies of scale and scope massive cost savings and
efficiency gains significant risk reduction and opening the door to banking for literally
billions of currently unbanked people. Professor Fischer has done a masterful job of expertly
and informatively taking us through all aspects of the revolutionary new FinTech business
models. Using state-of-the-art research techniques he insightfully shows us how FinTech firms
are financed and how they aspire to create value. His in-depth case studies unlock the keys to
success in the FinTech sector. His fascinating book is a 'must read' for all financial
professionals.Dr. Stephen Morrell Professor of Economics and Finance Andreas School of
Business Barry University Miami USA Matthias Fischer's latest book offers a comprehensive
overview of Fintech business models around the world. With a very pedagogical approach and in
a particularly fluid style the author takes us into the strategic logics of these new entrants
to finance who are carriers of innovation and sometimes of disruption and whose strategies
are focused on the need to always meet the emerging expectations of their customers. This
precise and well-documented analysis should enable banks to reposition themselves in their
ecosystem by studying these new business models which will enable them to boost their
growth.Professor Dr. Nadine Tournois Dean of IAE Nice Graduate School of Management
Université Côte d'Azur France Chevalier de la Légion d'honneur Fintech Business Models is a
must-have book to understand the rapid and intense changes occurring in the financial sector.
New technologies have allowed the birth of new financial species such as Fintech more adapted
to the new digital economy. The content dedicated to the application of blockchain technology
helps to understand its opportunities in the financial sector not only in the means of payment
and cryptoactives but also in how blockchain can make multiple internal processes improve
allowing to optimize the management efficiency and even security of operations. Without any
doubt this book offers an extraordinary vision of how the fintech sector has become a catalyst
for change in banking in the context of the current Digital Society.Phd. Ricardo Palomo Full
Professor of Finance Deputy Chancellor for Digital Transformation at Universidad CEU San Pablo
Madrid Spain and member of the Board of Alastria Blockchain Ecosytem This book provides a
detailed and original overview of the most important fintech business models in the major
global markets. Through a savvy use of the well-known Business Model Canvas methodology the
author explores the unique ecosystem business model's components and sources of competitive
advantage of successful fintech firms. The book in particular offers an insightful and
comprehensive analysis of the winning and losing strategies and performances of fintech firms
by segment of activity such as instant digital payments crowd-funding robo-advisory
alternative finance credit & factoring social trading personal finance management
blockchain and cryptocurrencies. It is indeed a very unique and valuable study on the fintech
industry its trends and its emerging business models.Prof. Ivo Pezzuto
