This book constitutes the proceedings of the 4th International Workshop on Enterprise
Applications and Services in the Finance Industry FinanceCom2008 held in Paris France on
December 13 2008. The workshop spans multiple disciplines including technical economic
sociological and behavioral sciences. The guiding theme of this workshop was concerned with
innovations in the financial services industry driven by either new business models or changed
regulations. The nine presented papers and the keynote speech were carefully reviewed and
selected from numerous submissions. The topics covered are financial markets and customers
service-oriented architectures and regulation and compliance.