EAN: 9783319308852

FINANCIAL LITERACY AND THE LIMITS OF FINANCIAL ...

This book presents selected paperson the factors that serve to influence an individual's
capacity in financialdecision-making. Initial chapters provide an overview of the cognitive
factorsaffecting financial decisions and suggest a link between limited cognitivecapacity and
the need for financial education. The book then expands on thesecognitive limitations to
explore the tendency for overconfidence indecision-making and the interplay between rational
and irrational factors.Later contributions show how credit card companies benefit from
limitations inconsumer financial literacy  how gender and cognition intersect to play
animportant role in financial decision-making  and how to improve financialcapacity through
financial literacy and education campaigns  including thoseaddressing developed marketplaces.
This comprehensive collection of papers willbe of value to all readers who seek to better
understand the multi-factorialand complex nature of personal financial management in today's
economicclimate.

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