This book explores how a range of innovative disruptive technologies is about to combine to
transform the insurance industry the products it produces and the way the industry is
managed. It argues that unless current insurance providers react to these waves of disruption
they will be swept away by new innovators. The book describes what insurers need to do to
survive. The main aim is to get insurers to reimagine their industry away from the sale of a
one-off product into the sale of a series of real-time data-based risk services. While parts
of these disruptions have been discussed this book is the first to bring all the issues
together and unites them using a theoretical framework. This book is essential reading for
insurance industry participants as well as to academics interested in insurance and
understanding the key issues the industry currently faces.
