Control your spending save money regain peace of mind and make your life happier and
healthier with Kakebo?the traditional Japanese method of money management that is still widely
used today. Having enough money to live is one of the most important factors affecting our
health. Trying to balance expenses?utility bills housing healthcare food and for many the
costs of raising children (not to mention paying for college!)?leaves us worried and stressed.
But there is a solution: Kakebo a practical proven method that helps you keep track of every
penny manage spending and save up to thirty percent more! With this invaluable guide you'll
interact with your spending every day for two years and learn how to manage your personal
budget. Designed like a diary it allows you to record all your daily expenses week by week so
you can see exactly where your money goes. Each day is divided into four categories: 1. primary
needs?food personal hygiene children 2. optional needs?shopping cosmetics gifts 3.
culture and free time?restaurants books entertainment and 4. extras foreseeable
expenses?such as travel repairs tuition and taxes. Kakebo begins with setting a monthly
budget. At the beginning of each month enter your fixed incoming funds and outgoing expenses
and set a savings target. Then each day record your various expenses. By keeping close tabs
on what you're spending you'll be able to identify the waste and see the most significant
areas where adjustments can be made. Kakebo also offers practical and motivating tips that
teach you how to save more successfully. Kakebo isn't just about money?it helps to develop
self-awareness self-discipline and self-esteem and promotes peace of mind. Best of all you
can begin any time of year?individually marking the months and days without wasting any pages.
Plus its simple yet inviting for-color graphics help you break down each expense and easily
identify see where adjustments need to be made.
